MELD

Risk Management

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Risk Management

The RMA™ is a blockchain credibility certification assessing governance, transparency, security, and results, providing trusted verification for businesses in Web3.

Analysis based on information collected and audited by VaaSBlock.

RMA™ Status: ✔ Active

Verification of 6 major compliance criteria.

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Technology

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Technology

A collection of public facing information, data collected through partners and our own tools view we present a projects technology in one place for easy verification.

Analysis and testing of tech infrastructures.

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Marketing

Alpha?
Marketing

Top level look at a projects marketing capablities currently in alpha this section will grow to show quickly how a project promotes itself and the effectiveness.

Screening of user base and community feedback.

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Background

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Background

Using multiple public facing sources across the web view a summary of a projects purpose, key achievements and general overview.

Collection of basic administrative documentation.

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Get Introduced to MELDLearn more about RMA™ Badges

Risk Management

Last Updated

2025/07/25

Transparency

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Transparency Score

Algorithmic assessment of a project’s transparency level, using multiple public data points to measure its commitment to compliance, documentation, and clarity in communication.

Transparency Score

38/100
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Category Rank

A ranking that positions the organization among its industry peers, evaluating its relative performance based on key compliance, credibility, and transparency indicators.

Category Rank

MELD vs Banking & DeFi

TOP 10%percentile
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VaaSBlock Rank

A global ranking that compares the organization against all entities listed on VaaSBlock, reflecting its overall credibility, transparency, and operational performance versus the full Web3 ecosystem.

VaaSBlock Rank

MELD vs All Listed Organizations

TOP 40%percentile

Transparency

Transparency Score

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Transparency Score

Algorithmic assessment of a project’s transparency level, using multiple public data points to measure its commitment to compliance, documentation, and clarity in communication.

38/100

Category Rank

MELD vs Banking & DeFi

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Category Rank

A ranking that positions the organization among its industry peers, evaluating its relative performance based on key compliance, credibility, and transparency indicators.

TOP 10%percentile

VaaSBlock Rank

MELD vs All Listed Organizations

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VaaSBlock Rank

A global ranking that compares the organization against all entities listed on VaaSBlock, reflecting its overall credibility, transparency, and operational performance versus the full Web3 ecosystem.

TOP 40%percentile

RMA™

This badge is active

Contract – N/A

Mint date – 10/01/2024

Token – 0x89584b…89bc2048/14

Announcements – X icon LinkedIn icon Facebook icon Threads icon

Full Report – ✘ Not available

Learn how to verify an RMA
Download RMA™ Badges
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Corporate Governance

The verification of fundamental governance, organizational structure, including verifying the entity’s legal registration and adherence to local laws and regulations.

Corporate
Governance
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Team Proficency

Evaluation of an organization’s personnel, ensuring that crucial team members possess the expertise and dedication necessary to execute current business models and scale effectively.

Team
Proficiency
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Technology & Security

Assessment of the organization’s technological framework, including blockchain integrations (where relevant), system architecture, and overall IT infrastructure.

Technology
& Security
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Revenue Model

Comprehensively evaluation of a company’s income-generating strategies (how do they make or intend to make money), ensuring financial robustness and sustainability.

Revenue
Model
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Results Delivered

The Results Delivered component of the RMA™ audit comprehensively evaluates an organization’s ability to achieve its goals and honor its commitments.

Results
Delivered
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Planning & Transparency

The Planning and Transparency component of the RMA™ audit offers a thorough assessment of how an organization manages its workflow and prepares for unexpected challenges.

Planning &
Transparency
VB1 Ad bannerVB1 Ad banner

RMA™ Announcement

MELD, the first fully licensed financial institution operating within the decentralized finance (DeFi) space, proudly announces its receipt of the highly coveted RMA™ (Risk Management Authentication) … [Read More]

Organization Representative

Gediminas Kiveris, CEO of MELD.fi

Quote

“[…] While traditional financial institutions are regulated by public regulators such as central banks and also audited by large auditing firms, DeFi services were lacking such standard and we are glad VaaSBlock has come into the market to fill in this gap. This certification reflects our technical expertise, strong regulatory alignment, and our vision to create a trustworthy ecosystem that bridges traditional and digital finance.”

Technology

Website

Domain First Registered – December 2022

SSL Status – ✘ Not secure

Token

Token Name ($MELD)

Chain – AVA, Avalanche, Cardano, Ethereum

Whitepaper – Link

Block Explorer – Link

Source Code

GitHub = ✔ Available – View Code

Marketing

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Marketing Effectiveness

This score assesses the impact of detected marketing activity and the corresponding price movement of a token. The score understands whole market movements to ensure tokens are assessed fairly against peers.

Marketing Effectiveness

9/100
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Confidence Index

This index determines our confidence in the score we have given. Generally, as more data is collected, the confidence index will increase. If a project has lots of activity, this confidence is earned faster.

Confidence Index

14.41
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VaaSBlock Rank

This identifies where a project sits compared to all projects accessed for Marketing Effectiveness.

VaaSBlock Rank

MELD vs All Listed Organizations

LOWER 20%percentile

Marketing Effectiveness

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Marketing Effectiveness

This score assesses the impact of detected marketing activity and the corresponding price movement of a token. The score understands whole market movements to ensure tokens are assessed fairly against peers.

9/100

Confidence Index

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Confidence Index

This index determines our confidence in the score we have given. Generally, as more data is collected, the confidence index will increase. If a project has lots of activity, this confidence is earned faster.

14.41

VaaSBlock Rank

MELD vs All Listed Organizations

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VaaSBlock Rank

This identifies where a project sits compared to all projects accessed for Marketing Effectiveness.

LOWER 20%percentile

No Chain No Gain™ Podcast ⛉

This Organization is yet to join the No Chain No Gain™ Podcast and share insights on what makes their business trustable and innovative.

💡 NCNG generated over 1 Million impressions in its first six months of existence.

Become a Guest on NCNG™

PR Impact

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PR Impact

VaaSBlock provides estimations to the impact that traditional digital media can have on a project. This is an early release; more areas of PR are planned in future versions.

Search Terms
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Search Terms

These are the terms we discovered the article for on page one of Google.

Est. Traffic
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Estimated Traffic

We estimate how much traffic an article will get. Generally, our estimations are slightly higher than those of more established tools. We are working on the algorithm all the time, and results could change.

Est. Value
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Estimated Value

Based on the estimated traffic we generate an estimation for what this traffic would have cost to generate if you tried to target these users with ads. The positions for the article on google and the location of the traffic are the major factors in this estimation.

publication favicon

Meld Studio – Free Live Streaming Software | OBS Alternative for Windows & Mac

source: Meld Studio

Meld Studio – Free L…

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Meld Studio – Free Live Streaming Software | OBS Alternative for Windows & Mac

source: Meld Studio

Organicmeldstudio.co
publication favicon

MELD 3.0: The Model for End-Stage Liver Disease Updated for the Modern Era – PubMed

source: pubmed.ncbi.nlm.nih.gov

MELD 3.0: The Model …

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MELD 3.0: The Model for End-Stage Liver Disease Updated for the Modern Era – PubMed

source: pubmed.ncbi.nlm.nih.gov

Organicpubmed.ncbi.nlm.nih.gov
publication favicon

The Evolution of the MELD Score and Its Implications in Liver Transplant Allocation: A Beginner’s Guide for Trainees – PMC

source: pmc.ncbi.nlm.nih.gov

The Evolution of the…

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The Evolution of the MELD Score and Its Implications in Liver Transplant Allocation: A Beginner’s Guide for Trainees – PMC

source: pmc.ncbi.nlm.nih.gov

Organicpmc.ncbi.nlm.nih.gov
publication favicon

Meld_peld.pdf

source: Unos

Meld_peld.pdf…

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Meld_peld.pdf

source: Unos

Organicunos.org
Est. TrafficEst. Value
publication favicon

Meld Studio – Free L…

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publication favicon

MELD 3.0: The Model …

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publication favicon

The Evolution of the…

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publication favicon

Meld_peld.pdf…

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Background

Organization Name – MELD

Category – Banking & DeFiBanking & DeFi

About

powered by irmaAI

MELD is the world’s first global on-chain neobank powered by blockchain. Bringing fiat currencies like (25+ including USD and EUR) and crypto currencies (1000+ BTC and ETH) together in one seamless … Read More

DeFi Neobank Trading Credit Card
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    Creation Date

    October 2025

    Headquarters

    Vilnius, Lithuania

    Organization Maturity Level

    Growing Business

    RMA™ Type

    Self-Assessment

    Notable Achievements

    2022

    Creation

    2023

    Entered a strategic partnership with fintech provider Velmie to embed full-stack core-banking rails (SEPA, SWIFT, card issuing) directly into MELD’s Web3 wallet.

    2024

    Became the first DeFi bank to earn VaaSBlock’s RMA™ certification, meeting or exceeding all six governance and security criteria.

    Get Introduced to MELD
    1. vaasblock.com
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    2. Banking & DeFi
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    3. MELD

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