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Delayed

Folks Finance

Written byIrma Ai
PublishedMar 3, 2025
UpdatedJul 1, 2026
1 min read

Folks Finance

Risk Management

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Risk Management

The RMA™ is a blockchain credibility certification assessing governance, transparency, security, and results, providing trusted verification for businesses in Web3.

VaaSBlock has not audited this project and cannot vouch for this organization.

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RMA™ Status: ❌ Unverified

Verification of 6 major compliance criteria.

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Technology

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Technology

A collection of public facing information, data collected through partners and our own tools view we present a projects technology in one place for easy verification.

Analysis and testing of tech infrastructures.

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Marketing

Alpha?
Marketing

Top level look at a projects marketing capablities currently in alpha this section will grow to show quickly how a project promotes itself and the effectiveness.

Screening of user base and community feedback.

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Background

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Background

Using multiple public facing sources across the web view a summary of a projects purpose, key achievements and general overview.

Collection of basic administrative documentation.

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Risk Management

Last Updated

2025/4/16

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Transparency

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Transparency Score

Algorithmic assessment of a project’s transparency level, using multiple public data points to measure its commitment to compliance, documentation, and clarity in communication.

Transparency Score

10/100
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Category Rank

A ranking that positions the organization among its industry peers, evaluating its relative performance based on key compliance, credibility, and transparency indicators.

Category Rank

Folks Finance vs Banking & DeFi

LOWER 50%percentile
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VaaSBlock Rank

A global ranking that compares the organization against all entities listed on VaaSBlock, reflecting its overall credibility, transparency, and operational performance versus the full Web3 ecosystem.

VaaSBlock Rank

Folks Finance vs All Listed Organizations

LOWER 10%percentile

Transparency

Transparency Score

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Transparency Score

Algorithmic assessment of a project’s transparency level, using multiple public data points to measure its commitment to compliance, documentation, and clarity in communication.

10/100

Category Rank

Folks Finance vs Banking & DeFi

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Category Rank

A ranking that positions the organization among its industry peers, evaluating its relative performance based on key compliance, credibility, and transparency indicators.

LOWER 50%percentile

VaaSBlock Rank

Folks Finance vs All Listed Organizations

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VaaSBlock Rank

A global ranking that compares the organization against all entities listed on VaaSBlock, reflecting its overall credibility, transparency, and operational performance versus the full Web3 ecosystem.

LOWER 10%percentile

RMA™

✘ Unverified
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Corporate Governance

The verification of fundamental governance, organizational structure, including verifying the entity’s legal registration and adherence to local laws and regulations.

Corporate
Governance
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Team Proficency

Evaluation of an organization’s personnel, ensuring that crucial team members possess the expertise and dedication necessary to execute current business models and scale effectively.

Team
Proficiency
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Technology & Security

Assessment of the organization’s technological framework, including blockchain integrations (where relevant), system architecture, and overall IT infrastructure.

Technology
& Security
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Revenue Model

Comprehensively evaluation of a company’s income-generating strategies (how do they make or intend to make money), ensuring financial robustness and sustainability.

Revenue
Model
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Results Delivered

The Results Delivered component of the RMA™ audit comprehensively evaluates an organization’s ability to achieve its goals and honor its commitments.

Results
Delivered
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Planning & Transparency

The Planning and Transparency component of the RMA™ audit offers a thorough assessment of how an organization manages its workflow and prepares for unexpected challenges.

Planning &
Transparency

Technology

Website

Domain First Registered – May 2021

SSL Status – ✘ Not secure

RMA™ Verified Auditors

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HashlockAudit = ✔ Active

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Summary –

RMA™ Verified Auditors

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RMA™ Verified Auditors

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Marketing

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Marketing Effectiveness

This score assesses the impact of detected marketing activity and the corresponding price movement of a token. The score understands whole market movements to ensure tokens are assessed fairly against peers.

Marketing Effectiveness

16/100
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Confidence Index

This index determines our confidence in the score we have given. Generally, as more data is collected, the confidence index will increase. If a project has lots of activity, this confidence is earned faster.

Confidence Index

None
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VaaSBlock Rank

This identifies where a project sits compared to all projects accessed for Marketing Effectiveness.

VaaSBlock Rank

Folks Finance vs All Listed Organizations

LOWER 30%percentile

Marketing Effectiveness

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Marketing Effectiveness

This score assesses the impact of detected marketing activity and the corresponding price movement of a token. The score understands whole market movements to ensure tokens are assessed fairly against peers.

16/100

Confidence Index

?
Confidence Index

This index determines our confidence in the score we have given. Generally, as more data is collected, the confidence index will increase. If a project has lots of activity, this confidence is earned faster.

None

VaaSBlock Rank

Folks Finance vs All Listed Organizations

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VaaSBlock Rank

This identifies where a project sits compared to all projects accessed for Marketing Effectiveness.

LOWER 30%percentile

No Chain No Gain™ Podcast ⛉

This Organization is yet to join the No Chain No Gain™ Podcast and share insights on what makes their business trustable and innovative.

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PR Impact

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PR Impact

VaaSBlock provides estimations to the impact that traditional digital media can have on a project. This is an early release; more areas of PR are planned in future versions.

Search Terms
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Search Terms

These are the terms we discovered the article for on page one of Google.

Est. Traffic
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Estimated Traffic

We estimate how much traffic an article will get. Generally, our estimations are slightly higher than those of more established tools. We are working on the algorithm all the time, and results could change.

Est. Value
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Estimated Value

Based on the estimated traffic we generate an estimation for what this traffic would have cost to generate if you tried to target these users with ads. The positions for the article on google and the location of the traffic are the major factors in this estimation.

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分散型金融「Folks Finance」

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分散型金融「Folks Finance」

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OrganicAlgorand Japan
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Folks Finance Is Building the Future of Cross-Chain Asset …

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OrganicXangle
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Tokenomics and Protocol Design for Folks Finance

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Organiccryptecon.org
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Folks Finance

source: Algorand Foundation US, Inc.

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Folks Finance

source: Algorand Foundation US, Inc.

Organiccanablockchaindothat.com
Est. TrafficEst. Value
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Background

Organization Name – Folks Finance

Category – Banking & DeFiBanking & DeFi

About

powered by irmaAI

Folks Finance is a DeFi platform providing borrowing, lending, staking, and on-chain asset management tools, originally built on the Algorand blockchain and progressively extended to additional chains. The platform is registered in the Marshall Islands. CEO Benedetto Biondi is identity-verified in the VaaSBlock registry; COO Michael Moretti and Advisor Pietro Azzara are not.

All seven RMA™ pillars are Unverified. VB1 Business Registration is Unverified, despite a registered entity basis in the Marshall Islands — a jurisdiction commonly used for crypto offshore incorporation… Read More

DeFi Lending Staking Cross-Chain

Creation Date

July 2026

Headquarters

Majuro, Marshall Islands

Organization Maturity Level

Growing Business

RMA™ Type

None

Notable Achievements

2021

Project Launch

2024

Series A led by Borderless Capital

2025

$300K Investment from Polygon Labs

Core Team

Benedetto Biondi, Chief Executive Officer at Folks Finance

Benedetto Biondi

Chief Executive Officer

Pietro Azzara, Advisor at Folks Finance

Pietro Azzara

Advisor

Michael Moretti, COO at Folks Finance

Michael Moretti

COO

Verify my Organization
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