Risk Management

2025/07/02

Transparency

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Transparency Score

Algorithmic assessment of a project’s transparency level, using multiple public data points to measure its commitment to compliance, documentation, and clarity in communication.

Transparency Score

36/100
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Peer-comparison Rank

A ranking that positions the organization among its industry peers, evaluating its relative performance based on key compliance, credibility, and transparency indicators.

Peer-comparison Rank

MELD vs Banking & DeFi

TOP 10%percentile
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VaaSBlock Rank

A global ranking that compares the organization against all entities listed on VaaSBlock, reflecting its overall credibility, transparency, and operational performance versus the full Web3 ecosystem.

VaaSBlock Rank

MELD vs All Listed Organizations

TOP 40%percentile

RMA™

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ContractN/A

Mint date10/01/2024

Token0x89584b…89bc2048/14

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Full Report – ✘ Not available

Learn how to verify an RMA
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Corporate Governance

The verification of fundamental governance, organizational structure, including verifying the entity’s legal registration and adherence to local laws and regulations.

Corporate
Governance
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Team Proficency

Evaluation of an organization’s personnel, ensuring that crucial team members possess the expertise and dedication necessary to execute current business models and scale effectively.

Team
Proficiency
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Technology & Security

Assessment of the organization’s technological framework, including blockchain integrations (where relevant), system architecture, and overall IT infrastructure.

Technology
& Security
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Revenue Model

Comprehensively evaluation of a company’s income-generating strategies (how do they make or intend to make money), ensuring financial robustness and sustainability.

Revenue
Model
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Results Delivered

The Results Delivered component of the RMA™ audit comprehensively evaluates an organization’s ability to achieve its goals and honor its commitments.

Results
Delivered
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Planning & Transparency

The Planning and Transparency component of the RMA™ audit offers a thorough assessment of how an organization manages its workflow and prepares for unexpected challenges.

Planning &
Transparency
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RMA™ Announcement

MELD, the first fully licensed financial institution operating within the decentralized finance (DeFi) space, proudly announces its receipt of the highly coveted RMA™ (Risk Management Authentication) … [Read More]

Organization Representative

Gediminas Kiveris, CEO of MELD.fi

Quote

“[…] While traditional financial institutions are regulated by public regulators such as central banks and also audited by large auditing firms, DeFi services were lacking such standard and we are glad VaaSBlock has come into the market to fill in this gap. This certification reflects our technical expertise, strong regulatory alignment, and our vision to create a trustworthy ecosystem that bridges traditional and digital finance.”

Technology

Website

Domain First Registered00/00/00

SSL Status✘ Not secure

Token

Token Name ($MELD)

Chain – ETH,AVA,ADA

Whitepaper – Link

Block Explorer – Link

Source Code

GitHub = ✔ Available – View Code

Marketing

No Chain No Gain™ Podcast

This Organization is yet to join the No Chain No Gain™ Podcast and share insights on what makes their business trustable and innovative.

💡 NCNG generated over 1 Million impressions in its first six months of existence.

Become a Guest on NCNG™

Recent Media Effectiveness

Alpha
StatusPublicationEst. TrafficEst. Value
Organicglobenewswire < 3 Views ~ US$0.00
OrganicFintech Finance News < No Traffic Detected Views ~ No Value Detected
OrganicCoin Telegraph < No Traffic Detected Views ~ No Value Detected
SponsoredGlobe News Wire < 1207 Views ~ US$0.00

Background

Organization Name – MELD

Category – Banking & DeFiBanking & DeFi

MELD is the world’s first global on-chain neobank powered by blockchain. Bringing fiat currencies like (25+ including USD and EUR) and crypto currencies (1000+ BTC and ETH) together in one seamless Read More

DeFi Neobank Trading Credit Card
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    Creation Date

    July 2025

    Headquarters

    Vilnius, Lithuania

    Organization Maturity Level

    Growing Business

    RMA™ Type

    Self-Assessment

    Notable Achievements

    2022

    Creation

    2023

    Entered a strategic partnership with fintech provider Velmie to embed full-stack core-banking rails (SEPA, SWIFT, card issuing) directly into MELD’s Web3 wallet.

    2024

    Became the first DeFi bank to earn VaaSBlock’s RMA™ certification, meeting or exceeding all six governance and security criteria.

    Core Team

    Get Introduced to MELD