Organization Name – Lunos

Category – Security & Identity

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VaaSBlock is both the publisher of this profile and the issuer of the RMA certification referenced here. Readers should weigh that relationship when assessing the RMA designation on this page.

Lunos holds RMA Active certification — viewable at VaaSBlock RMA Badges — and ranks third out of twenty security profiles in VaaSBlock’s directory with a VBTS of 80 at the 97.58th percentile. The platform relaunched as Lunos in 2025, previously operating as Uno Re. It provides decentralised coverage — the blockchain-native equivalent of… insurance — against smart contract exploits, exchange failures, and related crypto-specific risks. The $UNO token lists on Gate, KuCoin, and MEXC. Two of four contributors are verified. The MES of 35 at the 70th percentile is among the higher marketing effectiveness scores in the directory.

The disruptive innovation analysis for decentralised coverage starts with the incumbent’s structural weaknesses. Traditional insurance companies are ill-equipped to underwrite crypto-specific risks: their actuarial models are built on historical loss data that doesn’t exist for smart contract exploits, their legal structures can’t handle the jurisdictionless nature of blockchain, and their processing speeds are incompatible with the instant-settlement expectations of DeFi users. Decentralised coverage protocols address each of these gaps — community-funded risk pools can price novel risks through market mechanisms rather than actuarial tables, smart contracts can process claims automatically without human intermediaries, and the protocol can operate across jurisdictions without a licensed insurance entity in each market.

The implementation challenge — which has defeated most attempts at decentralised insurance before Lunos — is the claims governance problem. Who decides whether a covered event occurred? If the answer is a governance vote by token holders, those holders have a financial incentive to reject valid claims to preserve the capital pool. If the answer is an oracle or automated trigger, the oracle must be tamper-resistant and the trigger conditions must be precisely defined. Lunos’s relaunched architecture addresses this design challenge with updated mechanisms; the specific implementation details are worth examining independently. Lunos is RMA Active. The certification reflects what VaaSBlock has independently assessed; the coverage protocol design is the differentiating factor that prospective policyholders should examine before purchasing coverage. Read More