Wefi
Risk Management
?Risk Management
The RMA™ is a blockchain credibility certification assessing governance, transparency, security, and results, providing trusted verification for businesses in Web3.
VaaSBlock has not audited this project and cannot vouch for this organization.
RMA™ Status: ❌ Unverified
Verification of 6 major compliance criteria.
Technology
?Technology
A collection of public facing information, data collected through partners and our own tools view we present a projects technology in one place for easy verification.
Analysis and testing of tech infrastructures.
Marketing
Alpha?Marketing
Top level look at a projects marketing capablities currently in alpha this section will grow to show quickly how a project promotes itself and the effectiveness.
Screening of user base and community feedback.
Background
?Background
Using multiple public facing sources across the web view a summary of a projects purpose, key achievements and general overview.
Collection of basic administrative documentation.
Risk Management
Last Updated
2025/4/16
Transparency
Transparency Score
Algorithmic assessment of a project’s transparency level, using multiple public data points to measure its commitment to compliance, documentation, and clarity in communication.
Transparency Score
Category Rank
A ranking that positions the organization among its industry peers, evaluating its relative performance based on key compliance, credibility, and transparency indicators.
Category Rank
Wefi vs Banking & DeFi
VaaSBlock Rank
A global ranking that compares the organization against all entities listed on VaaSBlock, reflecting its overall credibility, transparency, and operational performance versus the full Web3 ecosystem.
VaaSBlock Rank
Wefi vs All Listed Organizations
Transparency
Transparency Score
Transparency Score
Algorithmic assessment of a project’s transparency level, using multiple public data points to measure its commitment to compliance, documentation, and clarity in communication.
Category Rank
Wefi vs Banking & DeFi
Category Rank
A ranking that positions the organization among its industry peers, evaluating its relative performance based on key compliance, credibility, and transparency indicators.
VaaSBlock Rank
Wefi vs All Listed Organizations
VaaSBlock Rank
A global ranking that compares the organization against all entities listed on VaaSBlock, reflecting its overall credibility, transparency, and operational performance versus the full Web3 ecosystem.
RMA™
✘ Unverified
Corporate Governance
The verification of fundamental governance, organizational structure, including verifying the entity’s legal registration and adherence to local laws and regulations.
Corporate
Governance
Team Proficency
Evaluation of an organization’s personnel, ensuring that crucial team members possess the expertise and dedication necessary to execute current business models and scale effectively.
Team
Proficiency
Technology & Security
Assessment of the organization’s technological framework, including blockchain integrations (where relevant), system architecture, and overall IT infrastructure.
Technology
& Security
Revenue Model
Comprehensively evaluation of a company’s income-generating strategies (how do they make or intend to make money), ensuring financial robustness and sustainability.
Revenue
Model
Results Delivered
The Results Delivered component of the RMA™ audit comprehensively evaluates an organization’s ability to achieve its goals and honor its commitments.
Results
Delivered
Planning & Transparency
The Planning and Transparency component of the RMA™ audit offers a thorough assessment of how an organization manages its workflow and prepares for unexpected challenges.
Planning &
Transparency
Technology
Marketing
Marketing Effectiveness
This score assesses the impact of detected marketing activity and the corresponding price movement of a token. The score understands whole market movements to ensure tokens are assessed fairly against peers.
Marketing Effectiveness
Confidence Index
This index determines our confidence in the score we have given. Generally, as more data is collected, the confidence index will increase. If a project has lots of activity, this confidence is earned faster.
Confidence Index
VaaSBlock Rank
This identifies where a project sits compared to all projects accessed for Marketing Effectiveness.
VaaSBlock Rank
Wefi vs All Listed Organizations
Marketing Effectiveness
Marketing Effectiveness
This score assesses the impact of detected marketing activity and the corresponding price movement of a token. The score understands whole market movements to ensure tokens are assessed fairly against peers.
Confidence Index
Confidence Index
This index determines our confidence in the score we have given. Generally, as more data is collected, the confidence index will increase. If a project has lots of activity, this confidence is earned faster.
VaaSBlock Rank
Wefi vs All Listed Organizations
VaaSBlock Rank
This identifies where a project sits compared to all projects accessed for Marketing Effectiveness.
No Chain No Gain™ Podcast ⛉
This Organization is yet to join the No Chain No Gain™ Podcast and share insights on what makes their business trustable and innovative.
💡 NCNG generated over 1 Million impressions in its first six months of existence.
PR Impact
PR Impact
VaaSBlock provides estimations to the impact that traditional digital media can have on a project. This is an early release; more areas of PR are planned in future versions.
Search Terms ? Search TermsThese are the terms we discovered the article for on page one of Google. | Est. Traffic ? Estimated TrafficWe estimate how much traffic an article will get. Generally, our estimations are slightly higher than those of more established tools. We are working on the algorithm all the time, and results could change. | Est. Value ? Estimated ValueBased on the estimated traffic we generate an estimation for what this traffic would have cost to generate if you tried to target these users with ads. The positions for the article on google and the location of the traffic are the major factors in this estimation. | |||
|---|---|---|---|---|---|
 WeFi The Future of Money. Beyond Banking source: wefi.co | WeFi The Future of M… — WeFi The Future of Money. Beyond Banking source: wefi.co | Organic | wefi.co | ||
■Wefi って何さ？｜katsu212 source: note.com | ■Wefi って何さ？｜katsu212… — ■Wefi って何さ？｜katsu212 source: note.com | Organic | note.com | ||
What Is source: Bitget | What Is… — What Is source: Bitget | bitget.com | |||
WeFi – Automatic WiFi source: amazon.co.jp | WeFi – Automatic WiF… — WeFi – Automatic WiFi source: amazon.co.jp | Organic | amazon.co.jp |
| Est. Traffic | Est. Value | ||
|---|---|---|---|
| WeFi The Future of M… — | ||
| ■Wefi って何さ？｜katsu212… — | ||
| What Is… — | ||
| WeFi – Automatic WiF… — |
Background
Organization Name – Wefi
Category – 
Banking & DeFi
About
powered by
irmaAIWeFi, established in 2021 and headquartered in Dubai, United Arab Emirates, presents itself as a decentralized finance (DeFi) platform aiming to revolutionize the financial landscape by offering innov…ative solutions in lending and borrowing. The organization claims to provide an omnichain leverage engine that facilitates undercollateralized borrowing and lending within the DeFi space, thereby addressing traditional financial challenges and enhancing accessibility for a broader audience.
In its early stages, the project was known as Paxo Finance. However, in August 2022, the team announced a rebranding to WeFi. This strategic move was intended to align the company’s identity more closely with its mission and the evolving DeFi ecosystem. The rebranding was accompanied by preparations for the launch of their inaugural product, signaling a significant milestone in their development journey.
Central to WeFi’s offerings is its decentralized leverage engine, which purportedly enables users to engage in undercollateralized borrowing and lending. This approach contrasts with conventional DeFi protocols that typically require overcollateralization, thus potentially lowering entry barriers for users and promoting greater financial inclusivity. By facilitating access to capital without the need for excessive collateral, WeFi aims to empower individuals and entities to participate more actively in the DeFi ecosystem.
In February 2025, WeFi introduced Deobank, which they describe as the world’s first decentralized on-chain bank. This initiative seeks to bridge the gap between traditional finance and DeFi by offering banking services through non-custodial wallets. The platform leverages artificial intelligence-assisted compliance procedures to ensure security and regulatory adherence. By integrating traditional banking functionalities with decentralized technologies, Deobank aspires to provide transparent, secure, and efficient financial services, potentially transforming how users interact with banking systems.
WeFi’s commitment to innovation is further exemplified by its integration with the XDC Network. This collaboration aims to enhance the platform’s capabilities by enabling swift, affordable, and simplified leveraged trading. The integration with XDC Network is designed to improve transaction speeds and reduce costs, thereby offering users a more efficient trading experience. This move reflects WeFi’s dedication to continuously evolving and adapting to the dynamic DeFi landscape.
The platform’s native token, WEFI, operates across multiple blockchain ecosystems, including Binance Smart Chain (BNB), Arbitrum, Polygon, zkSync, and Linea. This multi-chain presence is intended to provide users with flexibility and accessibility, allowing them to engage with the platform across various networks. The WEFI token is available for trading on centralized exchanges such as MEXC and Bitrue, as well as decentralized exchanges like Uniswap, Quickswap, and SyncSwap. This wide availability aims to cater to a diverse user base and enhance the token’s liquidity.
WeFi emphasizes community engagement and transparency, maintaining an active presence on social media platforms and communication channels. The organization has a notable following on X (formerly Twitter), with over 40,000 followers as of October 2021. Additionally, their Telegram community comprises more than 11,000 members, fostering an environment for users to share insights, ask questions, and stay updated on the platform’s developments. This focus on community interaction underscores WeFi’s dedication to building a robust and informed user base.
The leadership team at WeFi includes key figures such as Nirmal Singh Rathore, serving as the Chief Marketing Officer, and Neeraj Bhatt, who holds the position of Head of Product Engineering and Solutions Architect. Their expertise and guidance are portrayed as instrumental in steering the company’s strategic direction and technological advancements. The team’s collective experience in technology and finance is leveraged to drive innovation and ensure the platform’s offerings align with user needs and industry standards.
In summary, WeFi positions itself as a pioneering force in the DeFi sector, striving to redefine traditional financial paradigms through its decentralized leverage engine and the introduction of Deobank. By focusing on undercollateralized lending, multi-chain integration, and community engagement, WeFi aims to make decentralized finance more accessible, efficient, and user-centric. While the company’s claims are ambitious, they reflect a broader trend within the DeFi industry to create more inclusive and versatile financial solutions. Read More
Creation Date
September 2025
Headquarters
Dubai, United Arab Emirates
Organization Maturity Level
Growing Business
RMA™ Type
None
Useful Links
Website – wefi.xyz
Notable Achievements
2021
Launch
Core Team
Nirmal Singh Rathore
Chief Marketing Officer
Vinay Sagar
Full Stack Blockchain Developer
Neeraj Bhatt
Head – Product Engineering, Solutions Architect
- vaasblock.com /
- Banking & DeFi /
- Wefi
